New Car Leasing vs Buying

Leasing vs Buying

Why Should You Lease a New Car?

If you want to drive newer, safer, more reliable vehicles, but prefer not to pay a large down payment every few years, and also do not travel an excessive amount yearly, then a new car lease might be best for you. Leasing is best for those who prefer to bypass the hassle of buying and selling each time they want to drive a new car or SUV.

Why Should You Buy a New Car?

Conversely, if you like long term automotive relationships with a greater sense of commitment and ownership, then buying may be what’s better for you. Car-buying is typically best for those who will not mind driving the same vehicle for over five years or even until it is no longer fit for the freeway.

Leasing vs Buying: Which One Is Right for You?

Being aware of the pros, cons, and overall benefits of buying vs leasing a car or SUV is imperative. Be sure to consider repair costs, vehicle ownership, monthly payments, and potential savings when calculating the best new car or SUV financing type for you.

Leasing vs Buying: Ownership

When considering vehicle financing, new car ownership certainly comes with many well-known advantages, most associated with entire ownership of the vehicle. You may not be aware, however, there are also some great advantages to leasing, as well. It’s imperative to consider all financial aspects including depreciation, down payment, monthly payments, term length, buyout payments, interest rate, and maintenance & repair costs, before making a decision. A careful study of your current financial situation, future needs, and your preference for commitment will likely ensure that you make the optimal choice between leasing and buying a new car or SUV.

leasing vs financing a new car pros and cons

Monthly Payments

Car or SUV lease payments are often less expensive in comparison to auto loan and car financing payments as the standard lease structure is more-or-less renting with the option to purchase near the final payment of your lease term. Just consider when leasing that you will need a higher credit score, and will be required to carry comprehensive and collision insurance, although the same can be said for the lowest rate auto loans. Although it can likely increase monthly payments, it is also best to select a model with the features you want or need, as personal satisfaction is often priceless.

is it better to lease or finance a car

Maintenance & Repair

Auto leasing often includes regular vehicle maintenance & repair. It is important to remember this when calculating monthly costs of ownership vs leasing. No matter which make and model you buy, mechanic bills are an unknown cost that can quickly add up. And for those of us who aren’t certified auto mechanics with a hydraulic jack and full toolset in the garage, leasing can be the best option for peace of mind.

lease vs finance car analysis

Investment vs Savings

Generally speaking, a new car or SUV lease saves money in the short term with more affordable monthly payments, while buying gets you a long term investment, meaning full ownership of the value of the car at the time it is traded, sold, or paid-off. For best value on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For maximizing investment on a purchased/financed vehicle, you can pay it off in a shorter term and also avoid excessive wear and mileage.


Lease Buy
Maintenance & Repair Costs Typically Included Not Included
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Ownership No Ownership Pride of Ownership
APR % Credit-Based Credit-Based
Finance Term Approx. 2-4 Years Approx. 3-6 Years
Savings/Investment Short Term Savings Long Term Investment
Vehicle Customization Not Available Available
Pre-Owned Vehicles Not Available Available
Poor Credit Financing Not Available Available
New Vehicles Available Available


Volkswagen Lease and Finance Offers In Beaumont TX

Volkswagen of Beaumont knows that choosing the right Volkswagen car and financing option is never easy. Our team of experienced Volkswagen lease and finance specialist are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in Beaumont, TX. We look forward to serving you.


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Google Jan 18, 2021
Google logo
Google Jan 18, 2021

I had a 40k mile service package done and it took about and hour and a half. Over all, it was a great experience(free hot cocoa is a mega bonus). I had a complementary car wash on my ticket, but I didn't get it done. I had caused a little confusion over needing my car earlier and they canceled my wash. I wasnt about to cry over spilt milk, especially free milk, but I still wished I had gotten it haha. Overall, AMAZING service and experience. I think the people here are extremely polite.

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Cars Jan 16, 2021

Nick at Beaumont Volkswagen was easy to work with and made sure we were taken care of and that we new all the ends and out when deciding on which vehicle to get. Would highly recommend !

Read at Cars

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Google Jan 15, 2021

After a couple years of procrastination we finally pulled the trigger and traded in our dodge for an Atlas. Stopped by just to look (like I've done so many times before) and Ms. Paula came out and walked us around the lot. She was so knowledgeable and helpful and the team inside gave us such a great deal we couldnt pass it up this time!! Had no plans to buy, but ended up with my dream car! Very friendly and professional staff all the way around

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Google Jan 14, 2021

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We are excited to offer this 2020 Volkswagen Tiguan. Want more room? Want more style? This Volkswagen Tiguan S is the vehicle for you. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You've found the one you've been looking for. Your dream car. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. We look forward to seeing you soon! Please call us for more information.
 
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We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) SECURITY WHEEL LOCKS Wheel Locks *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. You've found the one you've been looking for. Your dream car. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) SECURITY WHEEL LOCKS Wheel Locks *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. You can finally stop searching... You've found the one you've been looking for. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) SECURITY WHEEL LOCKS Wheel Locks MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. You've found the one you've been looking for. Your dream car. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) SECURITY WHEEL LOCKS Wheel Locks DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) SECURITY WHEEL LOCKS Wheel Locks DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. Save money at the pump with this fuel-sipping Volkswagen Jetta. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. You've found the one you've been looking for. Your dream car. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) SECURITY WHEEL LOCKS Wheel Locks *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) SECURITY WHEEL LOCKS Wheel Locks *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener SECURITY WHEEL LOCKS Wheel Locks MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. You've found the one you've been looking for. Your dream car. We look forward to seeing you soon! Please call us for more information.
 
Volkswagen of Beaumont is excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) VW CARE MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener SECURITY WHEEL LOCKS Wheel Locks *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. We look forward to seeing you soon! Please call us at 409-840-3536 for more information.
 
Volkswagen of Beaumont is excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) SECURITY WHEEL LOCKS Wheel Locks DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us at 409-840-3536 for more information.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) SECURITY WHEEL LOCKS Wheel Locks FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. This vehicle won't last long, take it home today. You can finally stop searching... You've found the one you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) SECURITY WHEEL LOCKS Wheel Locks FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Why spend more money than you have to? This Volkswagen Jetta will help you keep the extra money you'd normally spend on gas. You've found the one you've been looking for. Your dream car. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Volkswagen Passat. This Volkswagen includes: MONSTER MATS RUBBER MATS KIT (SET OF 4) Floor Mats FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener SECURITY WHEEL LOCKS Wheel Locks VW CARE LUGGAGE NET BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. The Volkswagen Passat 2.0T SE will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Volkswagen Passat. This Volkswagen includes: MONSTER MATS RUBBER MATS KIT (SET OF 4) Floor Mats FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener SECURITY WHEEL LOCKS Wheel Locks VW CARE LUGGAGE NET BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Passat. You can finally stop searching... You've found the one you've been looking for. This vehicle won't last long, take it home today. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) VW CARE MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener SE COLD WEATHER PACKAGE Heated Rear Seat(s) Remote Engine Start Heated Steering Wheel SECURITY WHEEL LOCKS Wheel Locks *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. You've found the one you've been looking for. Your dream car. You can finally stop searching... You've found the one you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE SECURITY WHEEL LOCKS Wheel Locks MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta R-Line is sure to sell fast. There is no reason why you shouldn't buy this Volkswagen Jetta R-Line. It is incomparable for the price and quality. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us for more information.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Beaumont.

All advertised vehicles are subject to actual dealer availability. Certain vehicles listed may not be available, or may have different prices. Prices exclude state tax, license, document preparation fee, smog fee, and finance charges, if applicable. Vehicle option and pricing are subject to change. Prices include all dealer offers and dealer incentives. Pricing and availability varies by dealership. Please check with your dealer for more information. Prices do not include dealer charges, such as advertising, that can vary by manufacturer or region, or costs for selling, preparing, displaying or financing the vehicle. Images displayed may not be representative of the actual trim level of a vehicle. Colors shown are the most accurate representations available. However, due to the limitations of web and monitor color display, we cannot guarantee that the colors depicted will exactly match the color of the car. Information provided is believed accurate but all specifications, pricing, and availability must be confirmed in writing (directly) with the dealer to be binding. Neither the Dealer nor Dealer Inspire is responsible for any inaccuracies contained herein and by using this application you the customer acknowledge the foregoing and accept such terms. Price does not include dealer added options.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Beaumont.

All advertised vehicles are subject to actual dealer availability. Certain vehicles listed may not be available, or may have different prices. Prices exclude state tax, license, document preparation fee, smog fee, and finance charges, if applicable. Vehicle option and pricing are subject to change. Prices include all dealer offers and dealer incentives. Pricing and availability varies by dealership. Please check with your dealer for more information. Prices do not include dealer charges, such as advertising, that can vary by manufacturer or region, or costs for selling, preparing, displaying or financing the vehicle. Images displayed may not be representative of the actual trim level of a vehicle. Colors shown are the most accurate representations available. However, due to the limitations of web and monitor color display, we cannot guarantee that the colors depicted will exactly match the color of the car. Information provided is believed accurate but all specifications, pricing, and availability must be confirmed in writing (directly) with the dealer to be binding. Neither the Dealer nor Dealer Inspire is responsible for any inaccuracies contained herein and by using this application you the customer acknowledge the foregoing and accept such terms. Price does not include dealer added options.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

Must finance with VCI to qualify for the advertised price.

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1515 Interstate 10 South • Beaumont, TX 77701

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Volkswagen of Beaumont 30.0625709, -94.1334422.